Terms of Service
Earnido, operated by Kyu Reion Inc. · Last updated June 6, 2026
These Terms of Service (“Terms”) govern your access to and use of Earnido (the “Service”), provided by Kyu Reion Inc. (“Kyu Reion,” “we,” “us,” or “our”). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
1. Eligibility
You must be at least 18 years old and able to form a binding contract to use the Service. You agree to provide accurate information and to keep it up to date.
2. Your account
You are responsible for maintaining the security of your account and credentials and for all activity that occurs under your account. Notify us promptly at contact@kyureion.com if you suspect unauthorized use.
3. The Service
Earnido enables eligible users to receive, hold, and manage US dollar balances and to convert and transfer funds through our licensed partners. Specific features, limits, and availability may change over time and may depend on identity verification and partner availability.
4. Identity verification
To comply with applicable laws, you must complete identity verification before accessing certain features. We may suspend or limit access if verification cannot be completed or if we are required to do so by law.
5. SMS messages
You expressly opt in to receive SMS text messages, including verification codes, by entering your mobile phone number and checking the SMS opt-in box during sign-up or verification. Providing this consent is not a condition of using any other part of the Service, and we will not send you SMS messages unless you have opted in.
As part of the Service, we send SMS text messages through our provider Twilio for one-time login passcodes and transaction alerts. These are account and transactional messages. Message and data rates may apply, and message frequency varies with your activity. You may reply STOP to opt out of non-essential messages or HELP for assistance. See our Privacy Policy for details.
6. Acceptable use
You agree not to use the Service for any unlawful purpose, including fraud, money laundering, or any activity that violates applicable financial regulations. You agree not to interfere with, disrupt, or attempt to gain unauthorized access to the Service or its systems.
7. Fees
Fees applicable to transactions are disclosed within the Service before you complete a transaction. By proceeding, you authorize us and our partners to deduct the applicable fees.
8. Disclaimers
The Service is provided “as is” and “as available” without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We do not warrant that the Service will be uninterrupted, error-free, or secure.
9. Limitation of liability
To the fullest extent permitted by law, Kyu Reion and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from or related to your use of the Service.
10. Termination
We may suspend or terminate your access to the Service at any time if you violate these Terms or if required by law or our partners. You may stop using the Service and request account closure at any time, subject to applicable retention obligations.
11. Governing law
These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws principles. Any dispute arising from these Terms or the Service will be subject to the exclusive jurisdiction of the state and federal courts located in Delaware.
12. Changes to these Terms
We may update these Terms from time to time. We will post the updated version here with a revised “Last updated” date. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.
13. Contact us
Questions about these Terms? Contact us at contact@kyureion.com.