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Privacy Policy

Earnie, operated by Kyú Reion Inc. · Last updated June 6, 2026

This Privacy Policy explains how Kyú Reion Inc. (“Kyú Reion,” “we,” “us,” or “our”) collects, uses, and protects information in connection with Earnie (the “Service”), available at hiearnie.com. By using the Service, you agree to the practices described here.

Information we collect

We collect information you provide directly and information generated through your use of the Service, including:

  • Account information: your name, email address, mobile phone number, and login credentials.
  • Identity and verification information: information required to verify your identity and comply with applicable financial regulations, collected through our verification partners.
  • Transaction information: records of dollars you receive, hold, send, and cash out through the Service.
  • Device and usage information: basic technical data such as device type, IP address, and how you interact with the Service.

How we use your information

We use your information to operate, secure, and improve the Service, specifically to:

  • Create and maintain your account and verify your identity.
  • Process and record your transactions.
  • Send you account-related messages, including security and transaction notifications.
  • Detect, prevent, and respond to fraud, abuse, and security incidents.
  • Comply with legal and regulatory obligations.

SMS / text messaging

We send SMS text messages through our messaging provider, Twilio, for two purposes only:

  • One-time passcodes (OTP) for signing in and verifying your account.
  • Transaction alerts notifying you when money is received, sent, or cashed out.

These are account and transactional messages, not marketing. Message and data rates may apply. Message frequency varies based on your account activity. Reply STOP to opt out of non-essential messages at any time, or reply HELP for assistance. Opting out of security messages such as login passcodes may prevent you from using the Service.

We do not share your mobile phone number or SMS consent with third parties or affiliates for their own marketing purposes. Mobile information is used solely to deliver the messages described above.

How we share information

We do not sell your personal information. We share information only with:

  • Service providers who help us operate the Service (for example, our messaging provider Twilio, identity verification partners, and payment and settlement partners), under contracts that limit their use of your data to providing services to us.
  • Legal and regulatory authorities when required by law or to protect the rights, safety, and security of our users and the Service.

Data retention and security

We retain your information for as long as your account is active and as required to meet legal, regulatory, and security obligations. We use reasonable technical and organizational measures to protect your information against unauthorized access, loss, or misuse.

Your choices

You may access or update your account information within the Service, opt out of non-essential SMS messages by replying STOP, and request deletion of your account by contacting us, subject to legal and regulatory retention requirements.

Children

The Service is not directed to individuals under 18, and we do not knowingly collect information from them.

Changes to this policy

We may update this Privacy Policy from time to time. We will post the updated version here with a revised “Last updated” date.

Contact us

If you have questions about this Privacy Policy, contact us at contact@kyureion.com.